by Robert May Assistant Vice President Frost Bank Specific and realistic goals form the foundation of any solid financial plan. But if it’s been a while since you reviewed your goals, you might be surprised to find them outdated or no longer realistic. The unpredictability of life and economics has a way of upending the… Read More Setting New Year’s Resolutions? Don’t Forget About Your Financial Goals
by Walter Christopherson Chairman of the Investment Committee Linscomb & Williams Having our headquarters on the gulf coast of southeast Texas, most of us at Linscomb & Williams are familiar with how it feels to live in an area that is threatened with hurricanes. ln any 50-mile stretch of the Texas coastline, the odds… Read More Hurricanes (and Bear Markets)
by Jessica Bannitt, CPA, CFP® Wealth Advisor Linscomb & Williams Author Jarod Kintz remarked on the high cost of college: “I wouldn’t advise making a four-year commitment to eventually land an $8.00/hour job. Skip college. Read Wikipedia for free instead.” Most of the clients we’ve worked with in our 48-year history would disagree with his… Read More The Good and Bad News on College Funding
by Karin Hall Senior Vice President Frost Commercial Banking Hearing the first tornado siren of the season or tracking a hurricane’s path as it approaches the coast is a sobering reminder that Texans are vulnerable to natural disasters that leave damage and disruption behind. We’re taught to prepare—buy a weather band radio, create an… Read More Prepare Financially for a Disaster
by Karin Hall, Senior Vice President Frost Commercial Banking How do you feel about your birthday? You might groan at the thought of turning another year older, or maybe you can’t wait to celebrate with family and friends. Either way, it’s a reminder of another year of life: accomplishments and goals attained, maybe a few struggles… Read More Celebrating With Service
by Wells Fargo Advisors/Pat Green Elder financial abuse has the potential to impact all of us on some level. Whether you are protecting a loved one from becoming a victim or actively taking precautions to protect your personal estate, fraud and exploitation is a risk that grows as people age. It is important… Read More Elder Financial Abuse: The Silent Crime
by Patricia B. Green, CFP® Financial Advisor Senior Vice President – Investments Wells Fargo As you set aside money for retirement, you’re probably thinking about planning for necessities, such as housing, food, and transportation. You may also be budgeting for some luxuries, such as travel, dinners out, and gifts for family members and favorite charities. But… Read More Health Care and Your Retirement
by Karin Hall, Senior Vice President Frost Commercial Banking For years, you’ve worked hard and made careful decisions about your life and money. With time and some good fortune, you have managed to accumulate, grow and protect valuable assets. Now, you’re ready to shift your focus from acquiring wealth to transferring it to your heirs. That… Read More Heir Flow: Transferring Wealth to the Next Generation
If you’ve been thinking about selling your business, you should put a solid sales plan in place even if you don’t act on it right away. According to Fred S. Steingold, business attorney and author of The Complete Guide to Selling a Business, planning in advance is the ideal scenario.… Read More The Business Of Selling